The 21 Top Personal Finance Books for Christians

By Dave

Personal finance books for Christians are few in between but are extremely resourceful. There exist all sorts of exercises on how you can make money early and retire young.

*** Disclosure: The post contains affiliate links through which I earn a small commission from qualifying purchases, at no cost to you.***

While these topics might be useful to the majority of the people, they are not tailored for Christians.

The 21 Top Personal Finance Books for Christians
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As a Christian, you hold money to use for God’s purposes and not necessarily your selfish goals.

That is why you need a book that teaches you how to manage money wisely, be generous, and a good steward.

Luckily, there are many personal finance books for Christians out there on the market.

In this article, we focus on books that teach us how to serve God with our resources. We steer clear of worldly pursuits such as immediate gratification and materialism.

Read on to know the books that are going to guarantee true financial freedom.


  1. Biblical Roads to Financial Freedom.

Robert W. Katz, the author of Biblical Roads to Financial Freedom, is a C.P.A. For that reason, you would expect him to know the subject.

According to him, money and wealth can be a blessing or curse, depending on how you handle it. Good enough, he shows you ways to turn money into a blessing.

The main theme of the book is how to attain financial freedom. He explains 10 financial principles from the Bible to help you stay grounded with your money.

He doesn’t just introduce you to the principles, but he also explains how to follow them.

It is the best personal finance book for Christians looking to attain both prosperity on earth and treasures in heaven.

  1. Debt-Proof Your Marriage: How to Achieve Financial Harmony.

Most couples who divorce cite financial trouble as the main reason for their decision. That is the reason you must work to debt-proof your marriage.

In this Christian personal finance book by Mary Hunt, you will learn how to cushion your marriage from debt.

The author has designed the book to be practical in the sense that it includes an easy to use the workbook.

She provides real-life advice to help you and your spouse create a stronger financial foundation. Not only will it teach you how to gain financial harmony, but it will also free you from debt.

No guesswork, worrying, or wondering what to do about your finances.

  1. Creating a Haven of Peace: When You’re Feeling Down, Finances Are Flat, And Tempers Are Rising.

One of the things that take peace away from home is financial difficulties. In her book, Joanne Fairchild Miller teaches you how to remove financial instability and other stressors from your home.

Contrary to popular belief, Miller says security at home isn’t a result of having money. She introduces you to other elements that bring peace by referring to the five senses.

In more than one way, it is possible to have a peaceful, supportive, and financially stable home. You need to read this Christian finance book to know how to go about gaining financial security.

In the end, it is never about “problems” but an opportunity to get solutions.

  1. Freedom of Simplicity: Finding Harmony in a Complex World.

Richard Foster is one of the highest bestselling authors of personal finance books. No wonder past readers of this book have said it was a “life-changer.”

In an apt reference to the times in which we live, foster says life has become more about “me.” Many Christians have been caught up in trying to acquire “more.”

Many who have fallen for this trap have lost peace of mind. They just do not seem to be satisfied with what they have.

He teaches the freedom of simplicity to help Christians stop pursuing certain financial habits and lifestyles.

You will learn how to live in more satisfying ways like prayer, solitude, and Christian discipleship.

The 21 Top Personal Finance Books
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  1. Master Your Money: A Step-By-Step Plan for Gaining and Enjoying Financial Freedom.

Is it possible to have enough money? If so, how would you know when you do? While money can never be enough, it is possible to be financially free.

Ron Blue sets out to show you the Bible verses that can lead you in that direction. As a professional in the financial planning field, he must know what he is talking about.

He covers common financial mistakes to avoid, how to create a long-term financial plan, and planning for retirement. You will also learn about saving, investing, and building an estate.

If you have been longing to get out of debt, this Christian personal finance book will come in will also learn how to give, invest, and save wisely.

  1. How to Manage Your Money: An In-Depth Bible Study on Personal Finances.

In this book, Larry Burkett sets out to teach you how to manage your money based on God’s plan. Even though he has written many books, this is Larry’s bestselling title.

Only that it was recently repackaged. He says deviating from God’s plan can only result in financial turmoil. But he doesn’t just admonish those who have veered off track.

Larry provides a simple step-by-step plan to help you back on the path to financial freedom. It is one of the best personal finance books for Christians looking for practical lessons.

  1. Money Matters: Answers to Your Financial Questions.

We told you Larry Burkett is a prolific financial author. Well, this is one of his books. You will read answers to a lot of the questions by Christians on personal finance.

The questions addressed cover a wide array of topics you will be surprised you have asked the same.

You will read about saving for retirement, budgeting, car payments, mortgages, debt, insurance, investments, and so on. Larry doesn’t just use the knowledge he has acquired over the years.

He goes back to the Bible to point out timeless principles that work to this day. As a financial show host on radio, Larry definitely knows what he is writing about.

  1. Rich For Good: The How and Why of Wealth God’s Way.

This may sound counterproductive, but Jamie Jones advises you to seek wealth for others, never yourself. So, you may wonder how you will ever be “rich for good.”

Jones educates you through her personal story. At some point in their marriage, she and her husband were broke and in debt.

By changing how they viewed wealth, they turned the situation around and went on to become millionaires. And, they were in their thirties – can you believe that?

To spice up the inspiring tale, she shares nine biblical principles to help you turn your situation around. You will learn that you need to be financially wealthy to reach others for Christ.

Importantly, your wealth is supposed to bring glory to God.

Also Related: The 24 Best Christian Devotionals Books for Couples.

  1. Money, Possession, and Eternity.

Unlike most books on personal investing, this particular one goes beyond teaching you about wealth. It explores the biblical teaching on financial planning.

Randy Alcorn goes to great lengths to show you the scriptures to help you in this area. He does more than copying conventional ideas on income, possessions, resources, and wealth.

Instead of creating a dichotomy between debt, materialism, stewardship, and theology, he shows you how to marry them.

Where other books draw a clear line on where a Christian should stand, this particular one gives a holistic picture. It is one of the best books on Christian personal finance, coming from a pastor.

Finance Books for Christians
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  1. The Root Of Riches: What If Everything You Think You Know About Money Is Wrong?

Have you ever read a personal finance book that doesn’t give references to the materialistic nature of man?

The Root of Riches by Chuck Bentley introduces sound financial practices based on biblical principles. To Bentley, being rich has nothing to do with the amount of money you acquire.

After reading this book, you will get a totally different view of wealth. And, you will no longer seek to accumulate money as a way of creating wealth.

Instead, you will learn to live on God’s terms and not your own.

  1. The Sound Mind Investing Handbook: A Step-By-Step Guide to Managing Your Money from a Biblical Perspective.

Cut the notion that you need insider trading to make wealth on the stock market. To create wealth, all you need is to follow simple biblical teachings.

Austin Pryor explains how financial principles from the bible work. He uses visual aids and everyday language to show you how to take advantage of various investment opportunities in God’s way.

The purpose of the book is to show you how to create wealth and improve your financial freedom.

This book is also about characteristics of an investment, choosing an investment, navigating the 401(k)s, and so on.

If you have never thought about investing in mutual funds, here is your opportunity to try them out. The latest edition of the book is simplified further to make it easier for you to use.

  1. Simple Money: A No-Nonsense Guide to Personal Finance.

Are you looking for advice on how to get more personal with your finances? This book by Tim Maurer will show you how to be more hands-on and confident with your money.

The author thinks that taking this approach will help you to avoid some financial difficulties. It is one of the Books on personal investing that is unbelievably practical.

The author provides easy money management basics to show you how to handle money every day.

You will learn about budgeting, debt management, building an investment portfolio, insurance options, and planning for retirement.

This book will show how easy it is to properly manage your finances.

  1. The Total Money Makeover: A Proven Plan for Financial Fitness.

How about reading advice from one of the best personal finance experts? Edward Ramsay seeks to give you a total money makeover from a Christian perspective.

However, his insights will work extremely well, even for those seeking secular financial advice. Ramsay writes in a simple, straightforward way to guide you towards a completely debt-free life.

He will show you how to pay off your debt bit by bit until it is all paid. This is one of the Christian finance books that exposes dangerous money myths that all must avoid.

You will be able to set aside substantial amounts of money for retirement and unforeseen emergencies. With the included workbook, you will find this book extremely useful.

At the end of the exercise, you will be free of debt, stress, and worry.

  1. Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out Of Debt.

As a Christian, it can be tricky living in a world fraught with a volatile economy. If you are not careful, you can easily get caught in several money traps.

For example, you are likely to accumulate debt, save little or no money, or lose a job in a downsizing. You might also get stuck in a low-paying, dead-end job.

What do you do when financial trouble comes? Howard Dayton teaches you to turn to the Bible for wisdom and advice on financial matters.

He will show you how to manage your money, no matter how little. It is one of the personal finance books that teaches you relevant, Bible-based money habits.

You will find the principles espoused by this book straightforward to practice.

 Personal Finance Books
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  1. The Treasure Principle: Unlocking the Secret of Joyful Giving.

Randy Alcorn is one of the bestselling personal finance authors around. In another one of his books, he seeks to instill in you the treasure principle.

Simply put, he shows you what it means to “lay for yourself treasures in heaven.”That is a total departure from the practice of many Christians to accumulate personal wealth.

Yet, a simple change of perspective can change the way you look at material possessions. So, how does the treasure principle work?

It seeks to help you appreciate the power of joyful giving, which leads to greater material freedom. If you are looking for one of the most practical-oriented books on personal investing, this is it.

You will learn that joyful giving brings maximum glory to God and maximum pleasure in you.

  1. Money. Purpose. Joy: 7 Timeless Truths. A Forever Improved Experience with Money.

The book by Matt Bell is not just about your personal finances. Rather, it seeks to help you live according to God’s purpose for your life.

He warns you against wandering away to selfish endeavors that come as a result of pressure from society. Bell uses an illustration of his early life and how it compares to that of the prodigal son.

He regrets squandering the resources given to him by God before realizing his purpose. He finally got peace of mind when he realized he was called to manage resources wisely. But that was not so that he would grow wealthy.

Rather, it was to help others connect with God. In addition to the story, he offers practical tips and principles from the Bible. You don’t have to try too hard to gain financial freedom.

Also Related: The Top 25 Best Devotional for Women.

  1. A Life Well Spent: The Eternal Rewards of Investing Yourself and Your Money in Your Family.

Russ Crosson has more than just one title – he is a financial guru, mentor, and personal friend. That’s why you should take him seriously when he seeks to show you how “a life well-spent looks like.”

He provides financial advice from an exciting approach. To him, everything in your life will fall in place as soon as you take control of your life.

As soon as your priorities fall in place, you will know how to handle money. You will be better placed to teach your kids Godly money management principles.

Your kids will avoid financial headaches by learning to be responsible adults. He doesn’t just teach about money. Rather, Crosson shows you how to balance career and family.

  1. The Millionaire Next Door: The Surprising Secrets of America’s Rich.

What do millionaires have in common? You can trust William Danko and Thomas Stanley to know what they are talking about.

It took them more than 20 years to study the lives of millionaires in detail. With time, they noticed patterns in the principles the millionaires apply in their lives.

Yet, the principles aren’t hard to practice. They identified the principles as living below your means, living on a budget, avoiding debt, and saving regularly.

These aren’t just their suggestions but tenets direct from the Bible. Even though not everyone can be a millionaire, following these principles can result in financial freedom.

This is one of the Personal finance books for Christians that bring Biblical principles to life.

You will learn how to be frugal with your finances, finding a niche, and investing energy, money, and time.

  1. Don’t Waste Your Life.

Like other Christians, you risk getting entangled in the trivialities of life. It is with that realization that John Piper admonishes you not to waste your life.

He delves deep into the subject matter to the extent of leaving you convicted to action. And your life will never be the same again.

It is one of the holistic personal finance books for Christians of all ages. The book will make you want to live a life that counts for something. But what does that mean?

Living a selfless life means being ready to boast of the cross of Christ. It is about being passionate about giving God the glory.

That also means using your finances for purposes of the kingdom and not accumulating wealth. To him, living a purpose-filled life involves being passionate about things that matter.

Books for Christians
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  1. The Purpose-Driven Life: What On Earth Am I Here For?

The Purpose-Driven Life is one of the bestselling books by Rick Warren. It is a popular book that targets Christian as well as non-Christians.

The central theme of the book is to teach you how to discover your purpose. It then outlines strategies to help you live a purpose-driven life.

You will learn the reason for your existence, the significance of your life, and the purpose of living. Among the things that will show whether you have a purpose-driven experience is how you handle money.

Rick Warren seeks to change your attitude towards wealth and possessions. In this personal finance book, he teaches you how to find purpose in the way you use money.

It is the perfect book for new Christians or those who are learning to handle money biblically.

  1. God and Your Stuff: The Vital Link Between Your Possessions and Your Soul.

In a famous passage in the Bible, Jesus teaches the difficulty of a rich man entering the Kingdom of God. Jesus says it is as hard as a camel passing through the eye of a needle.

It is this dichotomy between the eternal soul and wealth that Martyn Smith and Wesley Wilmer seek to address.

According to him, your Christian walk is impacted by how you use your money and possessions. You will learn how to maintain perfect health for your soul through the way you handle cash.

It is all about securing your life in eternity. The authors teach that what and how much you give will determine how your faith develops. Importantly, it will shape who you are.


Everyone out there is looking for financial freedom, whether a Christian or not. With the help of the personal finance books for Christians discussed here, you will be able to gain the knowledge you need.

Most of the authors of these books are writing as experts in the field or from experience. They provide personal experiences applicable to most situations.

Using timeless biblical principles, they show you how to gain financial freedom biblically. You will become financially independent and debt-free while walking right with God.

But, these aren’t only meant for Christians. Just about anyone can gain life-changing insights from these books.

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